Business Checking

At Bath Savings we invest in the people, communities and businesses that make Maine strong. As a business checking customer, you’ll benefit from a local bank that is committed to helping businesses like yours create opportunities right here at home.

Discover the advantages of business banking that’s here – for you. Check with us.

Easy Business Checking Ideal for the business customer who has few transactions	Business NOW Checking Interest bearing account for a range of businesses – from sole proprietorships to non-profits1	Commercial Checking For large corporations, partnerships or small family businesses	Business eChecking All the convenience of banking on the go – plus free Business Online BillPay	Neighbor to Neighbor Business Checking Non-interest bearing account with predictable fees	Neighbor to Neighbor Non-Profit Checking A cost-efficient account ideal for non-profit organizations
$25 minimum deposit No minimum balance No monthly service fee Free Online Banking and eStatements Business BillPay $5 per month, free with eStatements2 100 free items, deposited or paid, per month, $0.50 per item, deposited or paid, after the first 100 items	$100 minimum deposit No minimum balance $0 or $7 monthly service fee3 Free Online Banking and eStatements Business BillPay $5 per month, free with eStatements2 $.15 per check, $.10 per item deposited Interest4 earned is credited on your monthly statement	$100 minimum deposit No minimum balance $0 or $7 monthly service fee3 Free Online Banking and eStatements Business BillPay $5 per month, free with eStatements2 $.15 per check, $.10 per item deposited Earnings credits help reduce service fees and charges	$25 minimum deposit No minimum balance No monthly service fee Free Online Banking and eStatements Free Business BillPay2 $.50 per check written after the first 50 eStatements required	$100 minimum deposit Minimum balance of $5,000 If balance falls below $5,000, a $12 monthly service fee will be charged Free Online Banking and eStatements Business BillPay $5 per month, free with eStatements2 $.20 per item after the first 100 deposited items and first 100 checks processed in a monthly statement cycle	$100 minimum deposit No minimum balance No monthly service fee Free Online Banking and eStatements Business BillPay $5 per month, free with eStatements2 No per item deposit charge, $.15 per check written after the first 100 in monthly cycle Earnings credits help reduce service fees and charges
Visit A Branch	Visit A Branch	Visit A Branch	Visit A Branch	Visit A Branch	Visit A Branch

Any business checking account is eligible to be one of the following:

Interest on Lawyers’ Trust Account (IOLTA)
The interest on this account is paid to the Maine Bar Association and is used by nonprofit legal aid providers to help low-income people with civil legal matters.

Maine Association of REALTORS® Affordable Housing Fund
Interest on this account is paid to the Maine Association of REALTORS® Fund (MARF) to support programs that provide affordable housing opportunities to Maine residents.

Neighbor to Neighbor Business Services

Included with all business checking accounts.

Online banking with BillPay, ACH and eStatements
Small business debit card with no service fee at any BSI ATM
Access to your monthly statements as soon as they are available when you sign up for eStatements
24-hour drive thru-night drop and remote deposit

Visa/MasterCard™ depository and merchant services
Safe deposit boxes (based on availability)
Participation in BSI’s Neighbor to Neighbor Gift Certificate Program
Free personal checking accounts for you and your employees available through Workplace Banking

Partnerships and corporations see Commercial Checking account
Per item charges still apply.
No monthly service fee with eStatements. Per item charges still apply with eStatements.
Interest is calculated from day of deposit to day of withdrawal. It is compounded monthly on a 365/365 day basis and credited on the statement date. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the full amount of the principal in the account each day. APY (Annual Percentage Yield) is %.