Service Fees
Effective March 1, 2023
| Fees | |
|---|---|
| Account Services | |
| Account Research/Reconcilement | $25 per hour |
| Dormant Accounts (after 2 years) | |
| Checking (monthly) | $2 |
| Savings (monthly) | $2 |
| New Accounts (closed within 90 days) | $25 |
| Non-Customer Check Cashing | $10 per item |
| Legal Processing (garnishments/tax levies) | $75 |
| Photocopies | $.25 per copy |
| Return Deposited Item | $12 |
| Signature Guarantee (customers only) | $5 |
| Packard Advantage Customer | No charge |
| Statement Copy (per statement) | $5 |
| Stop Payment (per check or ACH) | $30 |
| ATM/Debit Card | |
| Bath Savings ATM | No charge |
| All Others | $1 |
| ATM/Debit Card Replacement | $10 per lost card |
| ATM/Debit Card w/Express Delivery | $50 |
| Checks | |
| Check Printing | Cost of checks plus postage & handling |
| Money Order | $4 each |
| Treasurer's Check | $5 each |
| Funds Transfer | |
| IRA Transfer/Rollover from BSI | $30 per item |
| Phone Transfers between BSI accounts | No charge |
| Transfer fee from savings to cover overdrafts Separate agreement required |
No charge |
| Wire Transfers | |
| Outgoing Domestic, Bank Customer Only | $25 |
| Outgoing Int'l, Bank Customer Only | $50 |
| Incoming, Non Customer | $25 |
| Internet Banking | |
| Internet Banking | No charge |
| Mobile Banking | No charge |
| Person to Person Payments (Zelle) | No charge |
| Bill Pay Service | |
| Without e-Statements (month) | $5 |
| With e-Statements | No charge |
| Overdraft | |
| Returned Item | No charge |
| Overdraft Fee (per item paid) | $33 |
| Max Daily Overdraft Item Charge | $165 |
| Courtesy Overdraft Limit | $10 or less |
| Safe Deposit Boxes | |
| Annual Rental Fee | Cost based on size |
| Drilling Fee | Cost + $30 |
| Key Replacement | $25 |
Fees do not apply to BankOn accounts.
If you have a dispute with your financial institution regarding your deposit account, contact the financial institution's consumer complaint representative or department and attempt to resolve the problem directly with the financial institution. If the financial institution fails to solve the problem, write a letter detailing the problem and the resolution you are seeking to: Consumer Outreach Program, Bureau of Financial Institutions, 36 State House Station, Augusta, ME 04333. The Bureau of Financial Institutions will acknowledge receipt of your complaint promptly and investigate your claim. You will be informed of the results of the investigation. https://www.maine.gov/pfr/financialinstitutions/