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Personal Checking Accounts

At Bath Savings we offer a number of personal checking account options — all with online and mobile banking. Plus, you’ll receive a $10 Neighbor to Neighbor Gift Certificate when you open a new account with a deposit of $100 or more. (Offer limited to one per new account.)

Learn more about our Neighbor to Neighbor program and the benefits of banking with Bath Savings.

Are you an existing checking account customer looking to order checks?

Find the Neighbor to Neighbor Advantage checking account that’s right for you!


Packard Advantage Checking
Select Advantage Checking
Anywhere Banking Tools
Online banking, mobile banking, BillPay, debit card and e-statement. 		• Yes • Yes
Interest on your checking balance 1
Our best checking rate. 		• Yes — No
Additional Bank Benefits
Preferred rates on Certificates of Deposit, 25% discount on Safe Deposit Box, Higher POS and ATM daily limits, Free domestic wire transfers, Free Packard checks, No BSI fee on ATM withdrawals at Non-BSI ATMs 		• Yes — No
$25 donation to an area non-profit of your choice
Non-profit organizations will receive an additional $25 when a Board Member or member opens an Advantage Checking account and mentions the non-profit as a referral. 		• Yes • Yes
$10 Neighbor to Neighbor Gift Certificate
Open a new Packard Advantage Checking Account with a minimum deposit of $100 and you’ll receive a Neighbor to Neighbor Gift Certificate to support a local N2N business that banks with us. 		• Yes • Yes
Monthly Service Charge $0 or $102 $0 or $73
Open Online
Footnotes
  1. Interest is calculated from day of deposit to day of withdrawal. It is compounded monthly on a 365/365 day basis and credited on the statement date. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the full amount of the principal in the account each day. APY (Annual Percentage Yield) is 0.07%.
  2. Maintain a minimum balance of $1,000 in a checking account or combined deposit relationship of $10,000 or more or a BSTC relationship to avoid the $10 monthly service charge.
  3. Maintain a $300 minimum balance in checking or $500 in savings or enroll in eStatements to avoid the $7 monthly service charge.
    OR
    Monthly service charge will not be charged if a 1st mortgage customer, to those 62 and over, and Workplace Banking customers.