rev. 12/2010

Trust Privacy Policy

FACTS	What does Bath Savings Institution do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number and Transaction history Assets and Risk Tolerance When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bath Savings Trust Company chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Bath Savings Trust Company share?	Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Does Bath Savings Trust Company share?Yes	Can you limit this sharing?No
For our marketing purposes — to offer our products and services to you	Does Bath Savings Trust Company share?No	Can you limit this sharing?We don’t share
For joint marketing with other financial companies	Does Bath Savings Trust Company share?No	Can you limit this sharing?We don’t share
For our affiliates’ everyday business purposes — information about your transactions and experiences	Does Bath Savings Trust Company share?No	Can you limit this sharing?We don’t share
For our affiliates’ everyday business purposes — information about your creditworthiness	Does Bath Savings Trust Company share?No	Can you limit this sharing?We don’t share
For nonaffiliates to market to you	Does Bath Savings Trust Company share?No	Can you limit this sharing?We don’t share
Questions: Please call 866-670-7517

Who we are

Who is providing this notice?

Bath Savings Trust Company

What we do

How does Bath Savings Trust Company protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We maintain policies that restrict access to non-public personal information to employees who need to know.

How does Bath Savings Trust Company collect my personal information?

We collect your personal information, for example, when you

Open an account or pay your bills
Direct us to buy securities or direct us to sell securities
Seek advice about your investments

We also collect your personal information from other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

Sharing for affiliates’ everyday business purposes — information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Bath Savings Trust Company has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Bath Savings Trust Company does not share with nonaffiliates.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Bath Savings Trust Company does not jointly market.