Security and Fraud Alerts
Fraud Alert: Prevent Check Fraud
While the use of checks has declined, reports of check fraud are on the rise – in fact, they’ve nearly doubled since 2021, despite the fact that people are using fewer checks. Criminals are becoming more sophisticated and finding new ways to steal your hard-earned money, which is why Bath Savings is committed to helping you learn to use checks safely.
Here are some tips to protect yourself from check fraud:
Use Permanent Gel Pens
Just like wearing a seatbelt when you fly, use permanent ink when you write a check to protect yourself.
Avoid Blank Spaces
Make sure you fill out every blank space on a check so criminals can't fill them in instead.
Withold Personal Information
Don't add unneccesary personal info to your checks.
Review Accounts
Monitor your account activity online or in our mobile app. Regular reviews ensure you quickly notice anything out of the ordinary.
Check Your Checks
Ensure the endorsement, intended payee and amount listed are correct.
Use Digital Payment Options
Consider switching to Mobile Banking or online BillPay for fast and secure payments.
Follow Up
Make sure to follow up with payees to confirm they've received and deposited your check.
Learn more about protecting yourself from check fraud here.